"Investing is like taking a train"

A short post here to share on an analogy which came upon because I was too focused on my phone and took the wrong direction of the train early in the morning to work. On other occasions, I did not alight at my stop because I was not paying attention. To explain my foolishness, this is actually quite a common habit as validated by fellow colleagues.

I would like to relate how taking a train is like how investments work. There is usually an expected outcome which we desire to happen in each of our investments. That outcome is the destination in our train ride. Every time we feel rash of selling our shares, think of this. Will we leave the train when we have not reached our destination?
We will only if we expect the train to crash or halt.

The awareness which we gather comes from the homework we have done. By doing so, we prevent ourselves from taking the wrong train Or alighting at a wrong destination. In return, we save time and loses less money (to price depreciation or brokerage fees).

Taking the wrong direction (similarly in share prices):

• It is similar when investing in a wrong company or in a right company at the wrong time, we will have to wait for a recovery. In the worst case, we will have to incur losses.
• When we are unaware, we will continue going in the wrong direction (holding our losses).

Alighting at the wrong stop: 

• Missing your destination (alighting earlier/later) means that we are not getting our optimal results within given time frame. With that, we have to sacrifice added effort and time to achieve the same results. 
• This applies to buying or selling too early or too late.

Just my random thoughts. 

Now that World Cup is here along with 2 books on hand to read, it will mean lesser sleep and a busier month ahead. I have placed a small bet on the Cup winner and considering to add bets on dark horses such as Portugal to "diversify" lol. These are totally speculative.

I have also been crazy lately on frugality, trying out expense tracker apps to further cut down on unnecessary money wastage. We should however be aware that saving is just one step, earnings have to be ultimately increased to give us the ability to save and spend more.

And a sudden question struck me with fear and doom, can couples still save money when they have kids??